How Do I Know If I Have Insurance?
Most people have insurance coverage for a psychologist. Find out if you do. Call your insurance company and ask the following questions:

Have your insurance plan number and certificate or identification number handy when you call.

  • Does my plan cover the services of a Registered Psychologist?
  • How much coverage do I have per year?
  • Is that per calendar year or per 12-month period?
  • Do you cover 100% of the amount or do I have to pay a portion of each visit?
  • Is there a deductible amount, which I have to pay before I qualify for reimbursement?
  • Do I require a physician's referral to qualify for my insurance coverage?
  • How do I submit my claim for reimbursement?

 

Almost all insurance companies require you to pay the psychologist yourself and then send a receipt to them for reimbursement.

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