GPS: Insurance

Insurance Information

(last updated March 2009)

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Facts about insurance coverage for psychological services.

Fees for private psychological services are not covered by MSI .

Most people have extended health coverage (e.g. Blue Cross), either through their places of employment or privately, that will cover all or part of the fees for psychological services.

Fees not paid by medical insurance are tax deductible as medical expenses.

Also see Insurance Coverage and Tax Deductions .

Almost all insurance companies require that clients pay for services directly and submit their receipts to their insurers for reimbursement.

Here is a list of questions you should ask your insurance company about coverage for psychological services:
	Have your insurance plan number and certificate or identification number handy when you call. Does my plan cover the services of a Registered Psychologist? How much coverage do I have per year? Is that per calendar year or per 12-month period? Do you cover 100% of the amount or do I have to pay a portion of each visit? Is there a deductible amount, which I have to pay before I qualify for reimbursement? Do I require a physician's referral to qualify for my insurance coverage? How do I submit my claim for reimbursement?

For additional insurance, tax and fee information please go to our Fees page.